JC GLOBAL
Public Website Legal Pages
Final public-facing website copy for paid website enrollment model
A1. Affiliate Program Disclosure
Public program disclosure | Version JC-AFFDISC-2026-08-19-v2.3 | Effective Date: August 19, 2026
ONE-TIME ACCOUNT SETUP
Submitting an application is not charged. After acceptance and confirmation that paid enrollment is open for the applicant's legal residence and current physical location, a one-time $168.00 Account Setup Fee is required before activation. It pays only for initial account provisioning, assignment of an Affiliate tracking identifier and link, and then-current back-office access. Payment is an activation condition but does not qualify anyone for compensation. It does not purchase or promise training, support, leads, customers, provider access, income, profit, commissions, overrides, savings, or results. No Affiliate is paid from the fee. After JC completes initial setup and makes credentials or back-office access available, the fee is earned and nonrefundable except when required by law, for a duplicate or documented unauthorized charge, or when JC materially fails to provide the purchased account setup. A controlling state addendum or nonwaivable law controls over inconsistent general terms.
What a Level 1 Referral Affiliate may do
Share a unique JC-issued tracking link using JC-approved captions and materials.
Direct an interested person to the JC Global or approved provider webpage to review information and complete the process independently.
Use the required paid-referral disclosure immediately next to every commissionable link.
Refer product questions to JC Global, the provider, or an authorized Level 2 person.
What a Level 1 Referral Affiliate may not do
Explain, recommend, compare, quote, negotiate, enroll, advise, submit, close, or service a product or service.
Represent that the Affiliate is employed by JC Global, a provider, carrier, lender, installer, utility, insurer, or other third party.
Collect or store a customer's Social Security number, tax ID, bank information, credit information, government ID, medical information, account PIN, provider credentials, or other sensitive information.
Create or change product claims, prices, savings claims, approval claims, earnings claims, or provider materials.
Call, text, email, scrape, bulk-message, or automate outreach without the consent, documentation, and JC approval required by law and policy.
Optional Level 2 Authorized Service Affiliate
Level 2 is optional and is not purchased by the Account Setup Fee. JC may require separate compliance materials, training, knowledge checks, provider approval, licensing, registration, appointment, certification, background review, or other requirements. JC does not promise to offer training, authorization, access, or approval. Any JC training certificate is only an internal completion record. It is not a government license, provider appointment, professional credential, competence claim, authorization, or compensation promise.
Compensation overview
Compensation is available only for eligible, validated External Retail Customer transactions identified as commissionable in the Master Compensation System and complete current Registry product and State and Service Eligibility entries displayed before the referral.
No one is paid for recruiting, sponsoring, enrolling, setting up, or training another Affiliate, and no one is paid from the $168 Account Setup Fee.
An Affiliate may earn personal referral compensation without recruiting anyone.
Some services pay personal compensation only; some may pay Qualified Upline team overrides; some pay no Affiliate compensation.
Five generations are JC Global's maximum internal team-override structure. Providers do not pay or administer overrides. A service is team-eligible only when its current Registry product entry says so and lists the eligible generations and rates. A service may pay fewer generations or none. Each recipient must be a Qualified Upline, and only External Retail Customer transactions qualify.
Rates, formulas, eligible roles, provider availability, earned events, timing estimates, bonuses, and team eligibility may change prospectively before a referral because carrier, provider, legal, margin, and operational requirements change. No future or continued rate, payout date, bonus, residual, or override is promised.
NO EARNINGS PROMISE
JC Global does not currently have sufficient reliable operating history to state typical Affiliate earnings, net earnings, or expenses. Some Affiliates may earn nothing. Do not rely on a commission table, example, lifestyle image, testimonial, rank name, sponsor statement, or social media post as a promise of what you will earn.
Providers and availability
JC Global may publicly feature selected providers and may make additional provider opportunities available to approved Affiliates through an authenticated portal. The public provider list is not a complete provider list. Provider access, products, prices, territories, approval, eligibility, customer agreements, installation, fulfillment, and compensation vary and may be added, changed, suspended, or discontinued. Providers are independent third parties and control their own eligibility, underwriting, fulfillment, pricing, installation, privacy practices, customer agreements, service decisions, and customer assistance.
U.S. state and service eligibility
JC may accept eligible Affiliate applications from residents of the fifty United States only (excluding the District of Columbia and all U.S. territories) in states marked Open for Paid Enrollment in the current State and Service Eligibility Registry. Acceptance does not mean that every service, role, personal commission, team override, generation, provider, or promotion is available in every state. Eligibility depends on the Affiliate's legal residence, the state where the Affiliate physically performs activity, and the customer's service state, together with applicable law and provider agreement. If the current Registry does not mark the state and service Active, the Affiliate may not promote or submit that activity and the link must remain disabled. This U.S. package does not authorize activity in the District of Columbia, any U.S. territory, or outside the fifty United States.
Required paid-referral disclosure
APPROVED DISCLOSURE
Paid referral link: I may receive compensation if you complete an eligible transaction through this link.
A2. Master Compensation and Earnings Disclosure
Universal compensation rules | Version JC-MASTER-2026-08-19-v2.3 | Effective Date: August 19, 2026
THE MASTER RULE
JC Global pays compensation only for eligible, validated External Retail Customer activity under this Master Compensation System and the complete current Registry entries controlling the referral. No one is paid because another person applies, enrolls, joins a team, completes training, pays the $168 Account Setup Fee, makes a personal or household purchase, or buys an optional product or service.
1. Purpose and scope
These universal rules apply to every carrier, provider, product, service, campaign, bonus, or program made available through JC, whether or not it appears in a printed table and whether the Affiliate role is referral-only or requires a license, registration, appointment, certification, training, or other written authorization. Provider gross payouts, wholesale terms, JC margins, internal approvals, and confidential provider schedules may remain confidential. The Affiliate-facing transaction terms needed to understand the Affiliate's role and compensation must be disclosed before referral through the current Registry entry.
The Master Compensation and Earnings Disclosure, the Master Affiliate Compensation Schedule, and the authenticated dated product and State and Service Eligibility entries displayed in the back office form one Master Compensation Registry. An entry is an operating record under the single Master Compensation System, not a separate compensation agreement.
2. What each live Registry entry must show
Provider/service and version.
Permitted Affiliate role and required authorization.
Eligible Affiliate residence states, physical activity states, and customer/service states.
Exact Affiliate amount or objective formula with a defined calculation base.
External Retail Customer rule and self/household treatment.
Qualifying event, validation period, estimated payment cycle, holds, exclusions, reversals, and chargebacks.
Team status, exact eligible generations and rates, or a clear statement that no team override applies.
Provider-authorization record, effective date, expiration date, and version.
3. No earnings guarantee
Participation does not guarantee income, profit, customers, sales, appointment, residuals, overrides, recovery of expenses, or return of the Account Setup Fee. JC does not currently have enough reliable operating history to state typical Affiliate gross earnings, net earnings, or expenses. An Affiliate may earn $0 and may never recover the $168 Account Setup Fee or any other expense.
Publishing a per-transaction commission amount or formula does not represent how many transactions an Affiliate will obtain, complete, or be paid for. Do not annualize, multiply, or present commission amounts as expected income.
4. Compensation categories
Level 1 personal referral commission: compensation for a qualified customer transaction attributed through an approved link.
Level 2 authorized service commission: product-specific compensation for approved work performed within the person's written authority.
Residual commission: recurring compensation only when the current Registry product entry expressly designates it and all customer, provider, and payment conditions continue.
Team override: a percentage of the originating Affiliate's Eligible Personal Commission from an External Retail Customer transaction, payable only to a Qualified Upline and only when the current Registry product entry permits and identifies the eligible generations.
Promotion or bonus: a temporary optional program that exists only under a current effective-dated Registry entry stating its dates, conditions, earned event, and funding source. JC may change or end it prospectively before the qualifying event; no future, repeated, or continued bonus is promised.
5. Current five-generation team structure
Eligible generation
Percentage of originating Affiliate's Eligible Personal Commission
Generation 1 - Direct qualified upline
20%
Generation 2
10%
Generation 3
5%
Generation 4
2%
Generation 5
1%
Maximum listed team allocation: 38% of the originating Affiliate's Eligible Personal Commission. This does not mean every transaction pays 38% or five generations. A service may pay fewer generations or no team override. An unqualified, ineligible, or missing generation receives no override; no compression or reassignment applies.
Team eligibility is state- and transaction-specific. A listed generation receives an override only if the recipient satisfies all applicable state-law functional, activity, licensing, authorization, and Qualified Upline requirements for that transaction. If any requirement is not satisfied, that generation receives no override and no compression or reassignment applies.
6. Defined override base
Eligible Personal Commission means the originating Affiliate's personal commission actually earned under the applicable saved Registry product entry after stated exclusions, corrections, provider validation, reconciliation, and any applicable chargeback hold.
A team override is not calculated from the customer's bill, total sale, loan amount, financed amount, solar contract value, provider gross payout, JC revenue, optional fee, tax, promotion, or unearned pending balance.
7. Product-specific variation
Some services pay a flat amount; others use a disclosed objective formula, commissionable amount, or transaction tier.
Solar and Business Financing may use variable formulas because project size, funding, provider program, upgrades, add-ons, state, market, customer class, and requirements may differ by transaction.
Variable formulas must be disclosed in the current Registry entry before the referral. A live service may not display TBD, custom after review, discretionary, or to be determined as the Affiliate compensation basis.
Additional providers may be visible only after Affiliate approval. Access does not guarantee authority or compensation.
8. Earned event, timing and reversals
The controlling Registry product entry states the earned event and an estimated cycle. No fixed payout date is promised. JC pays only after the amount is earned, JC receives and clears the applicable provider funds or receives a definitive payable record, reconciliation is complete, required tax and identity records are current, and any disclosed hold, reserve, minimum, compliance review, or lawful offset is satisfied. Provider reporting or payment delays may delay Affiliate payment.
Cancellation, nonpayment, return, early disconnection, duplication, provider correction, fraud, ineligibility, unlawful conduct, unauthorized activity, or provider chargeback may reduce, reverse, delay, or offset compensation. JC will provide an available transaction reason and reasonable dispute route.
9. Schedule changes
JC may prospectively change providers, products, personal rates, formulas, tier thresholds, eligible roles, authorization requirements, earned events, estimated cycles, holds, promotions, bonuses, team eligibility, generations, and override percentages by publishing an effective-dated Registry product entry before the referral or qualifying event. The product entry accepted and retained at referral submission ordinarily controls, subject to provider correction, cancellation, rejection, reversal, or program change before the amount is earned and to disclosed chargebacks after payment. No future payout date, bonus, residual, or override is promised.
EARNINGS CLAIM RULE
Affiliates may share the current per-transaction schedule only through approved materials. They may not multiply amounts, build hypothetical income examples, claim passive or supplemental income, show luxury or bill-paying results, or state what a typical person earns unless JC has reliable written substantiation and approves the exact claim.
A3. Privacy Notice
Version JC-PRIV-2026-08-19-v2.3 | Effective Date: August 19, 2026
1. Scope and controller
This Privacy Notice explains how JC Global NhuYLife LLC, doing business as JC Global ("JC," "we," "us," or "our"), collects, uses, discloses, and retains personal information through https://jcglobal.us, the Affiliate program, customer-referral pages, and related communications. A provider may separately control information submitted on its own site or system. Review the provider's privacy notice before submitting information. JC is not the provider's privacy agent unless a written notice says otherwise.
2. Information we collect
Identifiers, contact, age-confirmation, and eligibility-location information, including legal name, email, telephone number, address, legal residence, physical activity state, customer/service state, Affiliate ID, and sponsor ID.
Application, role, account-setup, authorization, provider-access, optional training, compliance, and electronic acceptance records.
Referral and transaction data, including tracking link, source, provider, product category, customer/service location, status, time, attribution, Registry version, compensation record, reversal, and chargeback data.
Account Setup Fee billing and payment records, including payer name, billing address, amount, date, transaction, refund or dispute status, processor token, and limited account descriptor. A payment processor may collect full card or bank details under its own privacy notice.
Tax and payout information collected through a secure post-acceptance process when needed to pay an Affiliate.
Communications, account inquiries, complaints, consents, payment authorizations, support records, and electronic acceptance records.
Device, browser, IP address, cookie, log, security, and usage information.
Information provided by providers, processors, service vendors, fraud-prevention sources, and lawful public sources.
3. How we use information
Process applications, Account Setup Fee payments, refunds, receipts, identity checks, eligibility checks, authorization checks, account provisioning, and account communications.
Administer links, referrals, optional compliance activities, state eligibility, provider authorization, tax and payout records, and compensation calculations.
Attribute qualified customer activity; validate, calculate, pay, reverse, and audit compensation; prevent duplicate, unlawful, or fraudulent activity.
Provide requested services and communications; operate, secure, diagnose, and improve systems.
Comply with provider contracts, tax, accounting, licensing, recordkeeping, legal-process, regulatory, and compliance obligations.
Send optional marketing only with the consent required by law and honor opt-out requests.
Create aggregated or deidentified information that we do not reasonably attempt to reidentify.
4. How we disclose information
Providers, carriers, authorized sales organizations, lenders, installers, transaction parties, and service vendors that evaluate or fulfill a customer request or administer compensation.
Payment, tax, identity, hosting, analytics, communications, security, account-service, and professional service providers under appropriate restrictions.
A sponsoring Affiliate only to the limited extent necessary to identify attribution, status, and compensation. JC must not expose customer sensitive data or full tax/payment details to team members.
Government authorities, regulators, courts, law enforcement, or other parties when required or reasonably necessary to protect rights, safety, property, or program integrity.
A buyer, successor, or financing party in a merger, restructuring, financing, or sale, subject to appropriate confidentiality and notice when required.
5. Sensitive information
JC uses sensitive information only for a permitted and reasonably necessary purpose, such as tax reporting, payout, fraud prevention, legal compliance, or a product process a person affirmatively requests. JC does not authorize Level 1 Affiliates to collect customer sensitive information. For regulated or high-risk services, submit information only through the provider or JC secure form identified for that service. Never send sensitive information by ordinary email, text, social message, or an Affiliate's personal device.
6. Cookies and analytics
JC uses strictly necessary cookies and similar technology for security, sessions, preferences, and referral attribution. JC activates nonessential analytics or advertising technology only as disclosed in the live cookie preference center and, where required, after receiving consent. Available choices may be changed through the site's Privacy Choices link. Browser controls may affect functionality. Where applicable, JC honors a recognized opt-out preference signal for the browser or device sending it.
7. Marketing, calls and texts
Consent to marketing is optional and is not a condition of Affiliate enrollment, a purchase, or service. Where required, JC obtains separate express consent for automated or marketing calls and texts. Message and data rates may apply. Reply STOP to texts or use the unsubscribe method provided. Transactional, legal, and account-security messages may continue when permitted.
8. Retention and security
JC retains personal information only as long as reasonably necessary for the purposes described in this Notice, as reflected in the retention table below. A shorter or longer period may apply when required by law, provider contract, legal hold, active dispute, fraud prevention, security investigation, tax rule, or verified privacy request. When retention ends, JC deletes, deidentifies, or securely disposes of information when reasonably feasible. JC uses administrative, technical, and physical safeguards appropriate to the information, but no system can guarantee absolute security.
Record category
Current intended retention
Abandoned, withdrawn, or rejected application records
Up to 24 months after the final application event, unless needed longer for fraud prevention, a dispute, or law.
Accepted Affiliate account, Agreement, e-signature, consent, state-eligibility, and Account Setup Fee records
While the account is active and generally seven years after closure or the final related transaction.
Referral, customer-attribution, provider-validation, compensation, chargeback, payout, and tax records
Generally seven years after final disposition of the transaction or later account closure.
Payment-card or bank credentials
JC does not intend to retain full credentials; the payment processor's retention rules apply. JC retains limited transaction, receipt, dispute, and processor-token records generally for seven years after final disposition.
Routine device, browser, IP, cookie, usage, and security logs
Generally up to 24 months unless needed longer for an active security, fraud, or legal matter. Cookie lifetimes may be shorter as shown in the live preference center.
Marketing consent and unsubscribe/suppression records
For as long as reasonably necessary to document consent and honor the opt-out, including after other marketing data is deleted.
9. Your choices and privacy rights
Depending on where you live and subject to applicable exceptions, you may have rights to confirm whether JC processes your personal data; access, correct, delete, or obtain a portable copy of certain data; opt out of targeted advertising, sale of personal data, or profiling that produces legal or similarly significant effects; and appeal a denied privacy request. Submit a request at https://jcglobal.us/privacy-request or email privacy@jcglobal.us. JC will verify and respond as applicable law requires. An authorized agent may be required to provide proof of authority. Appeal a denied request through the request form or by replying "Privacy Appeal." JC will not discriminate against you for exercising a privacy right.
JC does not sell personal information for money. Some analytics or advertising disclosures, if activated and identified in the live cookie preference center, may be treated by certain state laws as a sale, sharing, or targeted advertising even when no money changes hands. Where applicable, use the site's Privacy Choices link or a supported opt-out preference signal to opt out.
10. Children, location, automated tools, and contact
The Affiliate program is for adults age 18 or older. The site is not directed to children under 13, and JC does not knowingly collect children's personal information through the program. This Affiliate agreement is limited to authorized activity in the fifty United States only, excluding the District of Columbia and all U.S. territories. Activity in the District of Columbia, any U.S. territory, or outside the fifty United States requires a separate written agreement and authorization. JC may use automated tools to route requests, detect duplicates, flag fraud, and assist review. Privacy questions or requests: privacy@jcglobal.us or https://jcglobal.us/privacy-request. Account inquiries: support@jcglobal.us. Legal notices: legal@jcglobal.us.
A4. Website Terms of Use
Version JC-TERMS-2026-08-19-v2.3 | Effective Date: August 19, 2026
1. Acceptance and incorporated terms
By using https://jcglobal.us, you agree to these Terms of Use to the extent enforceable. Creating an account, submitting an application, accepting Affiliate terms, or completing another transaction that requires acceptance will use a separate affirmative checkbox. Affiliate participation is also governed by the Affiliate Program Disclosure, Independent Affiliate Agreement, Policies and Procedures, Required Account Setup Fee Disclosure, Master Compensation and Earnings Disclosure, Master Affiliate Compensation Schedule, Privacy Notice, Electronic Records and Signatures Consent, provider/product addenda, state addenda, and the current Registry product entry controlling a referral. If you do not agree, do not use the site or submit the applicable form. For any conflict involving Affiliate application, enrollment, the Account Setup Fee, Affiliate account administration, Affiliate compensation, or Affiliate-program participation, the Independent Affiliate Agreement controls over these Website Terms of Use.
2. Informational platform; no professional advice
JC provides a referral, information, and program-administration platform. Site content is general information and is not legal, tax, financial, investment, credit, insurance, medical, engineering, solar-design, lending, telecom, energy, or other professional advice. Product availability, price, approval, savings, financing, performance, and terms are determined by the applicable provider and may change.
3. Eligibility and accounts
You must be legally able to use the site and provide accurate identity, residence, and activity-location information. You are responsible for account credentials and activity. Notify JC promptly of suspected unauthorized use. JC may require verification, limit access, geoblock, correct attribution, or suspend activity to protect users, providers, or the program and to enforce state, service, provider, and legal restrictions.
4. Acceptable use
Do not violate law, provider rules, another person's rights, or these terms. Do not scrape, copy, reverse engineer, bypass security, introduce malicious code, overload systems, or use bots without written permission. Do not submit false, misleading, duplicate, unauthorized, or fraudulent referrals or information. Do not impersonate JC, a provider, a customer, or an Affiliate. Do not upload sensitive information to an ordinary form, channel, or field not designated for it.
5. Provider sites and third-party services
Links may lead to independent provider sites with separate terms, privacy practices, eligibility, fulfillment, payment, cancellation, and dispute processes. A link is not a guarantee, endorsement of every claim, statewide or nationwide authorization, or promise that a service will be available. Service and compensation eligibility may depend on the Affiliate's legal residence, physical activity location, and customer's service location. JC is not responsible for third-party systems or decisions except to the extent required by law or an express written JC obligation.
6. Intellectual property and feedback
The site, JC content, compilation, software, designs, and JC marks are owned by or licensed to JC Global NhuYLife LLC. A limited, revocable, nontransferable license permits personal use of the site. No other license is granted. If you submit feedback, you grant JC a worldwide, perpetual, royalty-free right to use it without identifying you, subject to the Privacy Notice. This feedback license does not expand JC's rights to use personal information beyond the Privacy Notice.
7. Disclaimers
To the maximum extent permitted by law, the site is provided "as is" and "as available." JC disclaims implied warranties that may lawfully be disclaimed. JC does not warrant uninterrupted access, provider performance, approval, savings, results, income, or error-free content.
8. Limitation of liability
To the maximum extent permitted by law, JC will not be liable for indirect, incidental, special, punitive, or consequential damages, lost profits, lost data, or lost opportunity. JC's aggregate site-related liability will not exceed the greater of $500 or the amount paid to JC for the site service at issue during the preceding 12 months. This limit does not apply where prohibited or to liability that cannot lawfully be limited.
9. Indemnity
To the extent permitted by law, you will defend and indemnify JC from third-party claims and reasonable costs arising from unlawful site use, fraud, infringement, privacy or security breach, unauthorized claims, or material breach. JC controls the defense and will not settle a nonmonetary obligation on you without consent, not unreasonably withheld.
10. Suspension, changes and general terms
JC may suspend access for security, law, provider direction, suspected fraud, or breach and may update these terms prospectively with added acceptance when required. Texas law governs, except where mandatory law requires otherwise. An unenforceable provision is narrowed or severed. These terms and incorporated documents are the entire site-use agreement for the applicable site activity.
11. Contact
Questions: support@jcglobal.us. Privacy requests: privacy@jcglobal.us. Legal notices: legal@jcglobal.us.
A5. Customer-Facing Referral Disclosures
Approved short-form link disclosures | Version JC-REFDISC-2026-08-19-v2.3 | Effective Date: August 19, 2026
Use
Approved disclosure
Every commissionable link
Paid referral link: I may receive compensation if you complete an eligible transaction through this link.
Independent status
I am an independent JC Global Affiliate, not the provider and not a JC Global employee.
Level 1 product question
I only share the approved link. Please use the linked provider or JC page for product details, eligibility, price, and available contact options.
No guarantee
Provider availability, pricing, approval, savings, performance, and terms are determined by the provider and are not guaranteed.
Energy or solar referral
The customer independently completes and submits the secure form on the JC or provider website. The Affiliate only shares the approved link and must not advise, quote, complete the form, collect credentials or sensitive data, or promise availability, eligibility, price, savings, installation, provider performance, or results.
Business financing referral
The customer independently reviews information and submits any financing request through the approved JC or provider channel. The Affiliate does not act as a lender, broker, loan originator, credit adviser, or underwriter unless separately authorized in writing for that product and jurisdiction.
Privacy
Your information is handled under the JC Global Privacy Notice at https://jcglobal.us/privacy and any provider privacy notice shown on the linked page.