A3. Privacy Notice
Version JC-PRIV-2026-08-19-v2.3 | Effective Date: August 19, 2026
1. Scope and controller
This Privacy Notice explains how JC Global NhuYLife LLC, doing business as JC Global ("JC," "we," "us," or "our"), collects, uses, discloses, and retains personal information through https://jcglobal.us, the Affiliate program, customer-referral pages, and related communications. A provider may separately control information submitted on its own site or system. Review the provider's privacy notice before submitting information. JC is not the provider's privacy agent unless a written notice says otherwise.
2. Information we collect
Identifiers, contact, age-confirmation, and eligibility-location information, including legal name, email, telephone number, address, legal residence, physical activity state, customer/service state, Affiliate ID, and sponsor ID.
Application, role, account-setup, authorization, provider-access, optional training, compliance, and electronic acceptance records.
Referral and transaction data, including tracking link, source, provider, product category, customer/service location, status, time, attribution, Registry version, compensation record, reversal, and chargeback data.
Account Setup Fee billing and payment records, including payer name, billing address, amount, date, transaction, refund or dispute status, processor token, and limited account descriptor. A payment processor may collect full card or bank details under its own privacy notice.
Tax and payout information collected through a secure post-acceptance process when needed to pay an Affiliate.
Communications, account inquiries, complaints, consents, payment authorizations, support records, and electronic acceptance records.
Device, browser, IP address, cookie, log, security, and usage information.
Information provided by providers, processors, service vendors, fraud-prevention sources, and lawful public sources.
3. How we use information
Process applications, Account Setup Fee payments, refunds, receipts, identity checks, eligibility checks, authorization checks, account provisioning, and account communications.
Administer links, referrals, optional compliance activities, state eligibility, provider authorization, tax and payout records, and compensation calculations.
Attribute qualified customer activity; validate, calculate, pay, reverse, and audit compensation; prevent duplicate, unlawful, or fraudulent activity.
Provide requested services and communications; operate, secure, diagnose, and improve systems.
Comply with provider contracts, tax, accounting, licensing, recordkeeping, legal-process, regulatory, and compliance obligations.
Send optional marketing only with the consent required by law and honor opt-out requests.
Create aggregated or deidentified information that we do not reasonably attempt to reidentify.
4. How we disclose information
Providers, carriers, authorized sales organizations, lenders, installers, transaction parties, and service vendors that evaluate or fulfill a customer request or administer compensation.
Payment, tax, identity, hosting, analytics, communications, security, account-service, and professional service providers under appropriate restrictions.
A sponsoring Affiliate only to the limited extent necessary to identify attribution, status, and compensation. JC must not expose customer sensitive data or full tax/payment details to team members.
Government authorities, regulators, courts, law enforcement, or other parties when required or reasonably necessary to protect rights, safety, property, or program integrity.
A buyer, successor, or financing party in a merger, restructuring, financing, or sale, subject to appropriate confidentiality and notice when required.
5. Sensitive information
JC uses sensitive information only for a permitted and reasonably necessary purpose, such as tax reporting, payout, fraud prevention, legal compliance, or a product process a person affirmatively requests. JC does not authorize Level 1 Affiliates to collect customer sensitive information. For regulated or high-risk services, submit information only through the provider or JC secure form identified for that service. Never send sensitive information by ordinary email, text, social message, or an Affiliate's personal device.
6. Cookies and analytics
JC uses strictly necessary cookies and similar technology for security, sessions, preferences, and referral attribution. JC activates nonessential analytics or advertising technology only as disclosed in the live cookie preference center and, where required, after receiving consent. Available choices may be changed through the site's Privacy Choices link. Browser controls may affect functionality. Where applicable, JC honors a recognized opt-out preference signal for the browser or device sending it.
7. Marketing, calls and texts
Consent to marketing is optional and is not a condition of Affiliate enrollment, a purchase, or service. Where required, JC obtains separate express consent for automated or marketing calls and texts. Message and data rates may apply. Reply STOP to texts or use the unsubscribe method provided. Transactional, legal, and account-security messages may continue when permitted.
8. Retention and security
JC retains personal information only as long as reasonably necessary for the purposes described in this Notice, as reflected in the retention table below. A shorter or longer period may apply when required by law, provider contract, legal hold, active dispute, fraud prevention, security investigation, tax rule, or verified privacy request. When retention ends, JC deletes, deidentifies, or securely disposes of information when reasonably feasible. JC uses administrative, technical, and physical safeguards appropriate to the information, but no system can guarantee absolute security.
Record category
Current intended retention
Abandoned, withdrawn, or rejected application records
Up to 24 months after the final application event, unless needed longer for fraud prevention, a dispute, or law.
Accepted Affiliate account, Agreement, e-signature, consent, state-eligibility, and Account Setup Fee records
While the account is active and generally seven years after closure or the final related transaction.
Referral, customer-attribution, provider-validation, compensation, chargeback, payout, and tax records
Generally seven years after final disposition of the transaction or later account closure.
Payment-card or bank credentials
JC does not intend to retain full credentials; the payment processor's retention rules apply. JC retains limited transaction, receipt, dispute, and processor-token records generally for seven years after final disposition.
Routine device, browser, IP, cookie, usage, and security logs
Generally up to 24 months unless needed longer for an active security, fraud, or legal matter. Cookie lifetimes may be shorter as shown in the live preference center.
Marketing consent and unsubscribe/suppression records
For as long as reasonably necessary to document consent and honor the opt-out, including after other marketing data is deleted.
9. Your choices and privacy rights
Depending on where you live and subject to applicable exceptions, you may have rights to confirm whether JC processes your personal data; access, correct, delete, or obtain a portable copy of certain data; opt out of targeted advertising, sale of personal data, or profiling that produces legal or similarly significant effects; and appeal a denied privacy request. Submit a request at https://jcglobal.us/privacy-request or email privacy@jcglobal.us. JC will verify and respond as applicable law requires. An authorized agent may be required to provide proof of authority. Appeal a denied request through the request form or by replying "Privacy Appeal." JC will not discriminate against you for exercising a privacy right.
JC does not sell personal information for money. Some analytics or advertising disclosures, if activated and identified in the live cookie preference center, may be treated by certain state laws as a sale, sharing, or targeted advertising even when no money changes hands. Where applicable, use the site's Privacy Choices link or a supported opt-out preference signal to opt out.
10. Children, location, automated tools, and contact
The Affiliate program is for adults age 18 or older. The site is not directed to children under 13, and JC does not knowingly collect children's personal information through the program. This Affiliate agreement is limited to authorized activity in the fifty United States only, excluding the District of Columbia and all U.S. territories. Activity in the District of Columbia, any U.S. territory, or outside the fifty United States requires a separate written agreement and authorization. JC may use automated tools to route requests, detect duplicates, flag fraud, and assist review. Privacy questions or requests: privacy@jcglobal.us or https://jcglobal.us/privacy-request. Account inquiries: support@jcglobal.us. Legal notices: legal@jcglobal.us.